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Interest Rate Trend 2005

Current Interest Rate Trend
2007 Interest Rate Trend
2006 Interest Rate Trend
2004 Interest Rate Trend

Using the interest rate averages of the 30-year fixed-rate conventional home mortgage as a bellwether, the following chart reflects the overall interest rate trend in 2005.

Source: Federal Reserve


2005 January to June Interest Rate Trend - 30 year Fixed-Rate Mortgage
5.77 5.74 5.67 5.66 5.63 5.57 5.62 5.69 5.79 5.85 5.95 6.01 6.04 5.93 5.91 5.80 5.78 5.75 5.77 5.71 5.65 5.62 5.56 5.63 5.57 5.53
5.77% 5.74% 5.67% 5.66% 5.63% 5.57% 5.62% 5.69% 5.79% 5.85% 5.95% 6.01% 6.04% 5.93% 5.91% 5.80% 5.78% 5.75% 5.77% 5.71% 5.65% 5.62% 5.56% 5.63% 5.57% 5.53%
Jan
 06
Jan
 13
Jan
 20
Jan
 27
Feb
 03
Feb
 10
Feb
 17
Feb
 24
Mar
 03
Mar
 10
Mar
 17
Mar
 24
Mar
 31
Apr
 07
Apr
 14
Apr
 21
Apr
 28
May
 05
May
 12
May
 19
May
 26
Jun
 02
Jun
 09
Jun
 16
Jun
 23
Jun
 30


2005 July to December Interest Rate Trend - 30 year Fixed-Rate Mortgage
5.62 5.66 5.73 5.77 5.82 5.89 5.80 5.77 5.71 5.71 5.74 5.80 5.91 5.98 6.03 6.10 6.15 6.31 6.36 6.37 6.28 6.26 6.32 6.30 6.26 6.22
5.62% 5.66% 5.73% 5.77% 5.82% 5.89% 5.80% 5.77% 5.71% 5.71% 5.74% 5.80% 5.91% 5.98% 6.03% 6.10% 6.15% 6.31% 6.36% 6.37% 6.28% 6.26% 6.32% 6.30% 6.26% 6.22%
Jul
 07
Jul
 14
Jul
 21
Jul
 28
Aug
 04
Aug
 11
Aug
 18
Aug
 25
Sep
 01
Sep
 08
Sep
 15
Sep
 22
Sep
 29
Oct
 06
Oct
 13
Oct
 20
Oct
 27
Nov
 03
Nov
 10
Nov
 17
Nov
 24
Dec
 01
Dec
 08
Dec
 15
Dec
 22
Dec
 29




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